ANSI X9 TR 4 : 2004(R2009)
Current
The latest, up-to-date edition.
FINANCIAL SERVICES TECHNICAL REPORT - SPERS - STANDARDS AND PROCEDURES FOR ELECTRONIC RECORDS AND SIGNATURES
12-01-2013
How to Use SPeRS
Overview of UETA and ESIGN
Glossary
Section 1 - AUTHENTICATION AND AUTHORITY
Standard 1-1: Identifying and Evaluating the Appropriate
Authentication Strategy - Creating the
Relationship
Standard 1-2: Identifying and Evaluating the Appropriate
Authentication Strategy - Credentials
Standard 1-3: Providing Consumers Information Concerning the
Distribution of Risk for Unauthorized
Transactions
Standard 1-4: Establishing the Authority of Representatives
Section 2 - CONSENT TO USE ELECTRONIC RECORDS AND SIGNATURES
Standard 2-1: General Agreement to Use Electronic Records
and Signatures
Standard 2-2: Applicability of the ESIGN Consumer Consent
Process
Standard 2-3: The ESIGN Consumer Consent Disclosures
Standard 2-4: The ESIGN Consumer Consent Disclosures - Format
And Timing
Standard 2-5: Obtaining the Consumer's Affirmative Consent -
Methods and Timing
Standard 2-6: Reasonable Demonstration of Access
Section 3 - AGREEMENTS, NOTICES AND DISCLOSURES
Standard 3-1: General Principles for Display and Presentation
of Information
Standard 3-2: Delivering and Displaying Records and Information
Standard 3-3: Delivering And Displaying Records And Information
- Retention Of Records By Other Transaction
Participants
Standard 3-4: Indicating Agreement
Standard 3-5: Acknowledging Access or Delivery
Standard 3-6: Conspicuous Disclosure
Standard 3-7: Using Hyperlinks and Other Navigational Cues
Section 4 - ELECTRONIC SIGNATURES
Standard 4-1: Selecting a Signature Process
Standard 4-2: Providing Information On The Signing Process
Standard 4-3: Establishing the Intent to Sign
Standard 4-4: Associating a Signature with a Record
Standard 4-5: Attributing a Signature
Standard 4-6: Electronic Agents
Section 5 - RECORD RETENTION
Standard 5-1: Meeting Accuracy, Accessibility and Retention
Requirements
Standard 5-2: Verifying the Integrity and Accuracy of
Electronic Records/The Physical and Logical
Environment
Standard 5-3: Verifying The Consistency and Integrity of
Electronic Records
Standard 5-4: Document Conversion
Standard 5-5: Vendor Relationships
Standard 5-6: Interaction with Governmental Agencies
Standard 5-7: Transferable Records and Electronic Chattel Paper
Appendix A - SUMMARY OF SPeRS STANDARDS
Appendix B - SUMMARY OF SPeRS PRINCIPLES
Access your standards online with a subscription
Features
-
Simple online access to standards, technical information and regulations.
-
Critical updates of standards and customisable alerts and notifications.
-
Multi-user online standards collection: secure, flexible and cost effective.