ISO 12812-1:2017
Current
The latest, up-to-date edition.
Core banking — Mobile financial services — Part 1: General framework
Hardcopy , PDF
English
28-03-2017
ISO 12812-1:2017 defines the general framework of mobile financial services (payment and banking services involving a mobile device), with a focus on:
a) a set of definitions commonly agreed by the international financial industry;
b) the opportunities offered by mobile devices for the development of such services;
c) the promotion of an environment that reduces or minimizes obstacles for mobile financial service providers who wish to provide a sustainable and reliable service to a wide range of customers (persons and businesses), while ensuring that customers' interests are protected;
d) the different types of mobile financial services accessed through a mobile device including mobile proximate payments, mobile remote payments and mobile banking, which are detailed in other parts of ISO 12812;
e) the mobile financial services supporting technologies;
f) the stakeholders involved in the mobile payment ecosystems.
ISO 12812-1:2017 includes the following informative annexes:
- an overview of other standardization initiatives in mobile financial services (Annex A);
- a description of possible mobile payment business models (Annex B);
- a description of typical payment instruments which may be used (Annex C).
| DevelopmentNote |
Supersedes ISO/DIS 12812-1. (03/2017)
|
| DocumentType |
Standard
|
| Pages |
33
|
| PublisherName |
International Organization for Standardization
|
| Status |
Current
|
| Standards | Relationship |
| BS ISO 12812-1:2017 | Identical |
| PD ISO/TS 12812-2:2017 | Core banking. Mobile financial services Security and data protection for mobile financial services |
| ISO/TS 12812-4:2017 | Core banking — Mobile financial services — Part 4: Mobile payments-to-persons |
| ISO/TS 12812-2:2017 | Core banking — Mobile financial services — Part 2: Security and data protection for mobile financial services |
| PD ISO/TS 12812-4:2017 | Core banking. Mobile financial services Mobile payments-to-persons |
| PD ISO/TS 12812-3:2017 | Core banking. Mobile financial services Financial application lifecycle management |
| PD ISO/TS 12812-5:2017 | Core banking. Mobile financial services Mobile payments to businesses |
| ISO/TS 12812-3:2017 | Core banking — Mobile financial services — Part 3: Financial application lifecycle management |
| ISO/TS 12812-5:2017 | Core banking — Mobile financial services — Part 5: Mobile payments to businesses |
| INCITS/ISO/IEC 27562:2024(2025) | Information technology — Security techniques — Privacy guidelines for fintech services |
| ISO/IEC 16022:2006 | Information technology — Automatic identification and data capture techniques — Data Matrix bar code symbology specification |
| ISO/IEC 16023:2000 | Information technology — International symbology specification — MaxiCode |
| ISO/IEC 18004:2015 | Information technology — Automatic identification and data capture techniques — QR Code bar code symbology specification |
| ISO/IEC 21481:2012 | Information technology — Telecommunications and information exchange between systems — Near Field Communication Interface and Protocol -2 (NFCIP-2) |
| ISO/TS 12812-4:2017 | Core banking — Mobile financial services — Part 4: Mobile payments-to-persons |
| ISO/IEC 18092:2013 | Information technology — Telecommunications and information exchange between systems — Near Field Communication — Interface and Protocol (NFCIP-1) |
| ISO/TS 12812-3:2017 | Core banking — Mobile financial services — Part 3: Financial application lifecycle management |
| ISO/TS 12812-5:2017 | Core banking — Mobile financial services — Part 5: Mobile payments to businesses |
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